As pet parents, we want nothing but the best for our furry little friends.
But life can be unexpected for pets too and you may be faced with having to make unpleasant decisions about the welfare of your pet. Recent studies are showing that the average pet owner is faced with thousands of dollars in medical bills for their pets but do not have adequate savings to actually cover the costs. So, instead, they incur extremely high credit card interest rates, have to take out a loan or even deciding to forgo treatment altogether.
Expensive pet bills simply suck. And even those who proactively grow a rainy day fund may simply not have enough for the crazy things that can happen in life and the crazy decisions that pets sometimes make.
So just as you would get medical insurance for your children, you should equally get pet insurance for that fluff ball of a pet who brings you so much joy.
Getting pet insurance is the number one way to combat high vet bills and give you the confidence and peace of mind that you can always care for your pet regardless of the financial situation you are in.
Here are all the reasons why pet insurance is the number one way to have the financial freedom to care for your pets.
1. Pets can—and will—get sick
It’s a fact of life. Pets are going to get sick at some point or another. Whether it is your cheeky dog getting into a box of chocolates or your cat picking up a virus, you will need to plan for your pet when they get sick at some point or another. When you have pet insurance, you won’t have to deal with a financial setback when your pet gets sick. Instead, you will be able to tend to your pets needs and know that you won’t end up in the negatives of your bank account.
2. Get reimbursed overpaying thousands of dollars
By paying small monthly fees on your pet insurance you will have the ability to get that money back when you take your pet to the vet. The best pet insurance policies will reimburse you 90% on your vet bills, meaning that you are able to get any medical procedure or treatment for your pet regardless of costs and know you will get the majority of your money back. Without pet insurance, you will be left with paying out of pocket knowing your account won’t get replenished for thos high bills you just covered.
3. Prevent even higher bills
When you have pet insurance, you will have the ability to easily go take your pet in to the vet for wellness check ups and have the chance to catch any medical complications early, as well as take preventative measures like vaccinating your pet from a range of diseases and viruses they could come into contact with. This is one of the biggest cost savers ultimately, as it means that you can avoid higher medical bills altogether when more serious issues could occur. Pet insurance ultimately is s small investment in saving you thousands of dollars and extending your pets life.
4. Have enough money from the get-go
While you can start to save money for your pet’s unexpected medical events in a savings account, you may not have enough money set aside if something happens soon after bringing your pet into your family. So even though you are trying to do the right thing and save money for your pet, you may still be face to combat high medical bills. However, when you have pet insurance you can access reimbursements for any vet bill right from the get-go.
5. You will be prepared for the unexpected
In addition to the risk of your pets getting sick, they can also get into accidents. These accidents are often serious and put your pet at severe risk. In many cases, expensive surgeries are required. And just like surgeries for humans, surgeries for pets are really costly too. When you have pet insurance, you will be able to still afford to have your pet do the surgery and avoid going into debt over it. Or, worse, having to choose to put your pet down instead because you simply can’t afford it.
Vet bills can be intimidating. But you don’t have to face them alone. Pet insurance is there for when your pet is sick, injured and healthy. Meaning that no matter what the reasons is for your pet visiting the vet, you will get your money back and not pile up the debt or deplete the bank account.
