Truck accidents are among the most common and fatal ones on the roads. Like any other accident, a truck accident could result in you losing your income, losing property, or suffering a physical injury that requires you to pay hefty bills.
To help cover this loss, you must make a truck accident claim. Depending on the accident cause, the people liable for your case can be:
- The truck driver
- Trucking company
- Maintenance team
- Vehicle part manufacturer
- Government entity
What are the steps of making a truck accident claim?
When involved in a truck accident, the first thing you should do is call emergency services and get yourself to a hospital. Once you are sure your health is under control, the next step is to start the process of making a claim with the following steps:
Sign a contract with your truck accident lawyer
Reviewing, negotiating, and signing a contract with your lawyer makes your relationship more professional. The contract normally details:
- Contingent fee rates and additional details about the payment for winning or losing the case.
- Contract termination terms.
- Disclaimer of how your attorney will handle the case, negotiate medical expenses, and order medical records.
- The average timeline of the claims and how you will keep in touch throughout the period.
Communicate through your lawyer
Truck accidents usually involve more players than passenger car accidents. Therefore, you need to limit your case discussion to your lawyer. However, you are allowed to report the accident to your insurance company.
Collection of evidence
If you’re injured in Minnesota you would have already talked to a Minnesota truck accident attorney and given some information about the accident by this time. Tell them your account of the accident and details about your hospital visits and physical therapy sessions.
The lawyer might also look at police reports, locate additional eyewitnesses, meet with insurance adjusters, and reconstruct the accident if necessary.
Send a personal injury demand letter
After looking at the evidence, your lawyer drafts a personal injury demand letter and sends it to the liable party’s insurance company. It outlines the specific demand you will accept as settlement.
Go to a settlement
This step could result in different outcomes. The other party evaluates their evidence, accepts your demands, and asks for a settlement outside the court or gives a counter-offer. If you don’t agree, you then proceed to trial.
Go to trial
While most cases end before trial, you might choose this alternative if you and the liable party do not agree.
After how long should I file a claim?
You must meet certain legal deadlines to get compensation for your losses after a truck accident. Therefore, you should file a claim as soon as you can. Deadlines vary from state to state, but the deadline is two years in Minnesota.
What is covered by a truck accident claim?
- Medical Bills- This covers the money you will use to cater to your injuries and further medical services like therapy.
- Lost Income- If the injuries sustained from the accident prevent you from working or limit your working abilities.
- Property Damage- If the accident damaged your car or other personal belongings.
- Pain and Suffering- This is for the pain you underwent because of the accident.
- Emotional Distress- If you suffer any trauma, anxiety, or depression related to the accident.
A truck accident claim helps relieve you of the financial burden you would have suffered after the accident. However, you and your lawyer have to prove that the other party was responsible for the accident and damages.